Sloth, like rust, consumes faster than labor wears, while the used key is always bright.

I shamelessly claim my poverty (which, I beg you to note, was induced by enrolling into a private vocational school in Los Angeles.) Beginning in July, I have been meticulously journaling my fiscal life hoping that the exercise would mold me into a more confident consumer. I record every dollar spent and categorize each purchase. I even work out percentages of essential spending against non-essential spending and compare numbers against previous months. Ironically, the closer I watch my spending, the more broke I feel. In the past, I have let this reaction inhibit my earnest endeavors of... I'll call it "financial self-awareness." But not this time. No, Benjamin Franklin, I'm not giving up! Poor Richard, inspire me! Though I live on rice, potatoes, and the good graces of Patron Aaron, I'm living poor until... I'm not. If the haka was a "pump-yourself-up-to-face-poverty" dance, I'd be doing it right now. Watch this.
http://www.youtube.com/watch?v=YJeFR6xJwdQ
Appropriate, right? My most recent brilliant financial moves include: transferring my credit card balance to a low interest account and stowing the plastic away in Aaron's wallet; refinancing my car with an interest rate that is HALF what it was before; and stowing away left overs from Sunday's linger longer to snack on during the week. As the Ensign says, "Life doesn't get easier; it gets more complicated. Don't dream about tomorrow bringing more time and less responsibility. Prepare to face what is coming by practicing today, under your current circumstances, what you'll need to do then."